Disclosures + Terms of Service

This website is a publication of Amida Wealth Advisors LLC, a registered investment adviser that only conducts business in jurisdictions where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.


The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional adviser before implementing any strategies that may be discussed. Content should not be viewed as an offer to buy or sell any of the securities and/or strategies that may be mentioned, or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation.


The website may contain opinions, statements, recommendations, and information from third-party individuals and organizations. Amida Wealth Advisors LLC, and its affiliates, officers, directors, employees, consultants, agents, and licensors do not endorse or make any representations as to the accuracy, timeliness, completeness, or credibility of any such opinion, statement, recommendation, or other third-party content contained in, uploaded to, or distributed. You acknowledge that you will rely on any such opinions, statements, recommendations, information, and service content solely at your own risk. The service, the software, and third-party data are provided to you “as is” and “as available” with no warranty. Neither Amida Wealth Advisors LLC nor any data provider or service provider provides any warranties as to the accuracy, adequacy, quality or fitness, timeliness, non-infringement or title of any third-party information or information provided by you for a particular purpose or use, and all such warranties are expressly excluded to the maximum extent permitted by law. To the maximum extent permitted by law, Amida Wealth Advisors LLC and its suppliers, disclaim all representations and warranties, express or implied, concerning the service and the service content, the software, and all information derived from them, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, quality, accuracy, title, non-infringement, and implied warranties arising from course of dealing or course of performance.


Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services, or products found on websites or blogs linked to our website. Amida World, Amida Lifestyle LLC and Amida Business Management LLC, which are hyperlinked, are not affiliated with Amida Wealth Advisors LLC. Amida Wealth Advisors LLC reserves the right to edit hyperlinked blog entries and delete comments that contain offensive or inappropriate language. Comments that potentially violate securities laws and regulations will also be deleted. The information presented is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of any topics discussed. All expressions of opinion reflect the judgment of the authors on the date of the post and are subject to change. A professional adviser should be consulted before making any investment decisions.


Furthermore, Amida Wealth Advisors LLC and its affiliates, officers, directors, employees, consultants, agents, and licensors are not responsible for the content of these hyperlinked sites or your transactions with them. The inclusion of links to such sites does not imply any endorsement of the material on such sites by Amida Wealth Advisors LLC and its affiliates, officers, directors, employees, consultants, agents, and licensors.


Amida Wealth Advisors LLC cannot be held responsible for information, services, or products found on websites linked to this one.


Although Amida Wealth Advisors LLC intends to take reasonable steps to prevent the introduction of viruses or other destructive materials, Amida Wealth Advisors LLC does not warrant that the website, content, or hyperlinks contained in them will be uninterrupted or error-free, or that any information or other material accessible through the service is free of errors, viruses, worms, trojan horses, or other   harmful components. Some jurisdictions do not allow the exclusion of certain warranties, so the above exclusions may not apply to you. In that case, any implied warranties will end ninety (90) days after you first use the website. However, some states do not allow limitations on how long an implied warranty lasts, so the above limitation may not apply to you. You may have other legal rights that vary from state to state.


Financial planning provides a roadmap for achieving financial security and stability over time. but does not guarantee future investment success.


All investment and insurance strategies have the potential for profit or loss. Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed specific benchmarks. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses.

Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from fees charged for advisory services. Insurance products also contain additional fees and expenses.

Social Security rules and regulations are subject to change at any time. Always consult with your local Social Security office before acting upon any information provided herein.


Third-party rankings and recognitions from rating services do not guarantee future investment success. Working with a highly rated adviser does not ensure that a client or prospective client will experience a higher level of performance. Please contact the adviser for more information regarding how these ratings were formulated.


You agree to indemnify, defend, and hold harmless Amida Wealth Advisors LLC and its affiliates, officers, directors, employees, consultants, agents, and licensors from any and all third-party claims, liability, damages, and/or costs (including but not limited to reasonable attorneys’ fees) arising from your failure to comply with the terms of this Disclaimer, your infringement or violation of any intellectual property or other right of a third party, your User Content, or from your violation of any applicable law.


[Last updated January 9, 2024]

[Approved by Ana Ramos via Zoho Projects]

[Next review December 9, 2024]

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